Pricing that scales with the ledger,
not the headcount.
No per-seat licence, no minimum on the platform fee, and the same API on every plan. What changes is volume, rails and how fast someone answers you.
| Launch | Scale | Enterprise | |
|---|---|---|---|
| Platform fee | $0 | $900 / mo | Contracted |
| Per payout | $0.35 | $0.18 | Volume rate |
| FX spread | 0.45% | 0.28% | From 0.12% |
| Accounts | Up to 500 | Up to 50,000 | Unlimited |
| Issued cards | Virtual only | Virtual & physical | Virtual, physical, co-branded |
| Local payout rails | 8 countries | 34 countries | 34 + private corridors |
| Ledger history | 13 months | 7 years | Contracted |
| Sandbox | Yes | Yes | Yes |
| Webhook replay | No | 30 days | Contracted |
| Dedicated BIN | No | No | Yes |
| Uptime commitment | No | 99.95% | 99.99% |
| Support | Email, 2 working days | Shared Slack, 4 h | Named engineer, 1 h |
The questions that decide it
When does Launch stop being enough?
Usually at the point you need physical cards or a local rail outside the eight Launch countries, not at an account count. Most teams move at around 4,000 accounts, well under the ceiling.
What exactly is the platform fee buying?
Compliance cover, the licences the accounts sit under, and the reconciliation. It is not buying API calls; those are unmetered on every plan.
Can we leave with our data?
The whole ledger exports to CSV, Parquet or a Postgres replica you own, on any plan, without asking us. Balances stay queryable at any historical point after export.
Is this a real product?
No. Rion is a fictional brand built as a demo by alexzakharov.dev. Every figure on this page is invented and nothing can be bought.